We work to help people and businesses achieve risk free financial freedom.
Business Protection
- Loss of key employees
It often said that for most businesses - large and small - their most valuable asset is their employees. But what is sometimes forgotten is that there are usually one or two people whose loss through illness or injury could be potentially catastrophic for the company.
In some cases, there are obvious "key persons", such as the top salesperson, account handler or Managing Director. But in other cases, there can be critical reliance on an IT manager, dispatch manager or Finance Director, the loss of any one of whom could damage operational effectiveness, customer satisfaction or bank confidence.
We will help you identify who is critical to your business and then arrange cover that provides financial assistance to help alleviate the impact of the loss of the employee.
- Loss of shareholder or partner
The loss of a partner or shareholding director can be immensely damaging to a small business because ownership of the company can effectively be lost. We can arrange cover to provide a lump sum to enable the remaining shareholders to purchase the share of the business from a critically ill or deceased colleague. We will advise and arrange any necessary insurance to ensure your family and other beneficiaries can be adequately compensated, where necessary.